The employee contribution structure across the main categories of the DB Section is shown below:
|Contribution level||Accrual rate|
|Group DB Section||4%||1/80th|
|Bayer CropScience (BCSPF) Section||4.5%||1.3%|
Your contributions are deducted from your pay before tax and NI are applied, which means that you receive full tax relief on your contributions.